Insurance pays off

Currently: warily proud

My AC unit can eat the neighbor's AC unit.

I love my efficient, new, and gargantuan air conditioning system, so I hope I don't get in trouble with my homeowners association for being a nonconformist a**hole. My system looks a bit out of place, what with the being roughly twice as big as everyone else's.

I love my new AC unit all the more for the old one having broken down just in time to save me from wondering:

a) if, with only one major appliance being over 5 years old, I should bother to renew my home owner's warranty insurance; and

b) if that policy was worth having in the first place

because, well, obviously. (So shiny!)